Homeownership Perseverance Principle

  • Homebuying Process
  • Avoiding Predatory Lenders
  • Representation
  • Understanding Policy, Procedure Disclosure and Forms
  • Investing
  • External Network Connections 

Let HOERC create a financial plan to help​​ 

You develop the best possible

strategy for financial awareness​

Copyright by Hands On Empowerment Resource Center Inc (I AM Publishing&Design2019) 

Post-Purchase Principle

  • ​​Home Maintenance
  • Financial Planning
  • Saving for a Child’s Education
  • Tax Shelters: Planning for Retirement
  • Shopping Smart & Eliminating Wasteful Shopping Habits

Pre-Purchase Principle

  • ​​Budget Management
  • Debt Management
  • Credit Management Transformation
  • Money Management
  • Overcoming Obstacles and Barriers
  • Best Strategy in Financial Awareness

Expert Literacy Principles

  • Educational Workshop On Professional Expertise
  • Representation
  • Responsibilities & Disclosures
  • Issues and Knowing your Rights


Loss Mitigation Prevention Principle

  •  Foreclosure Prevention and Loan Modification
  • How to handle difficulties in paying rent or mortgage
  • Understanding your options
  • External Programs available to help keep your home or apartment
  • When to get out
  • Government Modification Programs